Future-security from easily neglected
or misplaced currencies
Empowering flexible financial inclusion services to secure future-plans for the unbanked and ease subsistent daily-living from meager currencies, is the basis for establishing the DAILYPURSE financial technology community.
DAILYPURSE fintech community is a disruptive tech-ambience of Mobile/Web Apps and USSD Short-Code that provide savings-only, target-savings-security, intermittent convenient-savings, payment-for-service-savings through terrestrialsaving-service and telco-saving-service platforms, enabling long/short term easy-banking-solution of daily, weekly or monthly subscription-plans from meager and easily neglected or misplaced currencies. T
Save with peace of mind
We take away the stress by merging simplicity, self-control, plainness, accessibility, and flexibility to enable you to manage your finances better and achieve your set savings target.
A better way to save
Transact an everyday minimum saving scheme of N300 from easily neglected or misplaced currencies like 100 naira, 200 naira, 500 naira and/or 1000 naira.
Security is our Watchword
DailyPurse uses the highest level of Internet Security and it is secured by 256 bits SSL security encryption to ensure that your information is completely protected from fraud.
Fixed savings
One of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save.
Savings Via USSD
Now you can access Dailypurse without the internet, just simply load your phone with credit, and save by simply dialing the USSD Shortcode 55221
Frequently Asked Questions
WHAT IS DAILYPURSE?
DAILYPURSE is a SAVINGS-ONLY banking Mobile/Web App and USSD Short-Code service. With a mission of saving easily neglected or misplaced currencies. Amount such as NGN 300, NGN 400, NGN 500, etc.
You can choose to save little amount of money based on your preferred savings plan (Daily, Weekly or Monthly) towards a specific target OR lock away funds for a specified period of time.
We take away the stress by merging simplicity, self-control, plainness, accessibility, and flexibility to enable you to manage your finances better and achieve your set savings target.
HOW DO I KNOW THE RIGHT PLAN FOR ME?
All of the savings options on Dailypurse are tailored towards a particular need.
- If you would like to save money regularly on your dailypurse account and withdraw on a monthly, quarterly, bi-annual or annually then the Dailypurse is right for you. You can choose your preferred plan and set it. This is to ensure that money is taken from your account and you don't have to worry about saving your money manually.
- If you are saving towards a particular goal such as rent or travel, Dailypurse is a great option. You can invite friends and make it a fun challenge to achieve your financial goals.
- If you are considering a savings platform focused towards long term savings, Dailypurse is perfect for you. With attractive interest rate, you could lock away funds you don't need access to for immediate needs.
- If you're looking to get started on business or diversify your business. Dailypurse is available to help you grow your money.
- If you are looking for savings platform geared towards student’s savings, school fees and personal development Campuspurse is a great option. You can invite friends and make it a fun challenge to achieve your financial goals.
HOW DO I START SAVING ON DAILYPURSE?
To start saving on Dailypurse
- Visit the website or download the app to create an account.
- Set up your withdrawal account details. The withdrawal account is the bank account that funds your dailypurse savings account and at maturity date (time to withdraw) the amount saved will be sent to the withdraw savings account.
- You can transfer money from your bank account to your dailypurse account to start saving
- You may now proceed to use any of the Savings Plans to start your daily, weekly or monthly savings.
HOW MUCH MINIMUM AMOUNT TO START SAVING?
You can start saving with N300
IS THERE AN INTEREST GAINED FOR SAVING WITH DAILYPURSE?
Yes, there is an interest gained for saving with DailyPurse.
DAILYPURSE SAVINGS
Do I have to login every time I want to save?
No, once you have set up your autosave, your login details are automatically saved. To keep track of your savings all transactions will be visible on your dashboard. An email will be sent as receipt to you when you save with your card and your bank will send you an alert as well. It's 100% secure.
- Can I pause and continue saving anytime?
Yes, you can, it is up to you to pause or continue the automatic saving any time for free. Login to your account, go to your Savings and select "Turn off Autosave" from Dailypurse savings option.
- What happens when I missed some days, weeks or months?
We will not automatically debit your account if you missed any day, week or month and we WON'T charge you either.
- Can I increase my savings at any time?
Yes, you can increase the amount you're saving at any time. Simply login and click 'modify AutoSave instruction', then edit the amount. You can also edit your frequency to either daily, weekly, monthly or yearly
- What if I don't have funds in my account?
We will not be able to debit you for that day, week or month. We will only be able to save for you when you have funds in your account
VALIDATION PROCESS
Why do I have to add my BVN?
Your BVN is required to validate your identity and kick against identity theft. This ensures another level of safety for your funds and transactions.
Why do I have to add my NIN?
Your NIN is required to validate your identity and kick against identity theft. This ensures another level of safety for your funds and transactions.
Can I add both BVN and NIN?
No, either select BVN or NIN
What if I no longer have access to the phone number linked to my BVN or NIN?
In a condition, where you no longer have access to the phone number linked to your BVN or NIN, kindly contact your bank to update the phone number.
SECURITY AND SAFETY
- How safe is Dailypurse?
All financial information is encrypted and stored to PCIDSS Level 1 compliant standards. PCIDSS Level 1 compliance is a set of rules stated by credit card companies and audited by an independent third party.
It is the highest possible rating one can get in the electronic payment processing industry. Additionally, all transmission to our banking partner and on our site is via an encrypted 256-bit HTTPS SSL connection.
- Does Dailypurse have an office?
Yes! We are located at 5, Agboola Aina street, off toyin street, Ikeja Lagos. Nigeria
Contact Number:+2348184231718, +2348023317416, +2348160656203, +2347081302869
Email: contact@dailypurseafrica.com
- Are my card details safe?
Your security is our watchword, so we work with a PCIDSS-compliant payment processor, Paystack to handle your card details. Your card details are extremely safe and are warehoused where they can never be compromised.
- How secure is my money?
As Dailypurse, we are in partnership with a commercial bank for Dailypurse. All saved funds are warehoused with and managed by First Bank of Nigeria, registered and licensed by the Securities and Exchange Commission (SEC) and CBN.
WITHDRAWAL
When can I withdraw my savings?
You can withdraw for FREE only at maturity date set by you when withdrawal request has been made, funds will be sent to the designated partner bank instantly and then you can withdraw to your set bank account anytime.
- What if I withdraw outside the maturity withdrawal date?
Withdrawals made outside the maturity period attract a 2.5% penalty fee of the withdrawal amount.
- Can I choose any amount to withdraw per time?
Yes, you can!
Simply log into your account and click on the withdraw option, then input the amount you want to withdraw.
- How do I withdraw my savings?
You need to have filled your bank details in your withdrawal settings then, click on the "withdraw" option on your dashboard. Amount is credited to your wallet. Visit any First Bank close to you to withdraw your money.
- Can I Withdraw to Any Bank Account?
No, you can't! You can only withdraw to your bank account that has same name as your Dailypurse account name.
- What is the minimum/maximum amount I can withdraw?
You can withdraw all of your funds whenever you want to withdraw. However, maturity dates still apply.
Does Dailypurse have a Mobile App?
Yes! The mobile app is available ONLY on Android and iOS.